UK-first risk-first investing platform
See risk before you take it.
A clearer view of investment risk.
Skopia is a decision-support platform that helps you understand how much risk may suit you before you put money at risk.
Not financial advice. Decision-support tool only.
Risk DNA Model
Clear, explainable scoring out of 1000. No black-box models.
Your score combines three things:
- Your financial situation
- Your comfort with investment ups and downs
- How you responded to realistic scenario choices
Together, these help estimate what level of risk may suit you before you invest.
We explain the main drivers of your score without overwhelming technical detail.
Risk capacity
Your financial resilience, including income stability, savings buffer, obligations, and time horizon.
Risk attitude
How comfortable you appear with investment ups and downs and temporary losses.
Revealed preferences
How you responded to realistic choices between steadier outcomes and higher growth potential.